Data Scientist Specialist (Lending)

Join RecargaPay’s Data Science team as a Specialist Data Scientist to develop and implement advanced machine learning models and analytical solutions to solve complex credit and transaction risk challenges. The role requires a strong technical background in machine learning, data analysis, and statistical knowledge.

Requirements

• Develop and implement real-time scoring models to quantify the risk level of transactions and credit operations
• Build predictive models using internal and third-party data to optimize user onboarding and reduce losses
• Evolve static rule engines into dynamic, graph-based ones, enabling more intelligent and adaptable rule management
• Lead the adoption of new technologies like Databricks and Data Catalogue, advocating for best practices and facilitating a transition to a more modern and efficient data environment
• Analyze large volumes of transactional, user behavior, and demographic data to identify patterns, trends, and opportunities for improvement in risk assessment
• Develop and implement fingerprinting and geographic tracking solutions to improve risk assessment
• Guide and mentor team members, sharing your experience and knowledge, and leading key projects from a technical perspective
• Monitor and analyze the performance of credit models, focusing on their stability and accuracy

Benefits

• Competitive and market-aligned salary
• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app
• Health and dental plans with no co-pay
• Life insurance
• Flexible meal allowance (via Flash)
• TotalPass membership to take care of your health
• Spanish or Portuguese classes