Role Overview
Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
What You Will Do
Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio. Utilizes financial models and analytical tools to assess client repayment capacity and recommend appropriate loan structures and collateral.
Why It Might Be a Fit
Supports credit-granting decisions by making recommendations to manager. Supports portfolio monitoring and compliance, within the portfolio to identify deteriorating credit conditions and ensure compliance.
Requirements
- Financial industry experience
- Commercial Banking experience
- Knowledge or experience of loan or lending operations
- Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards
- Bachelor’s degree
- Business Administration, Finance and Accounting preferred
- Any other related discipline or commensurate work experience considered
- Technical proficiency gained through education and/or business experience
- Intermediate level of proficiency in Problem Solving, Collaboration, Detail-Oriented, Analytical Thinking, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations, Microsoft Office
- Advanced level of proficiency in Data analysis tools, Financial analysis
Benefits
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
To apply for this job please visit bmo.wd3.myworkdayjobs.com.
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