Data Scientist

Role Overview

Teya is building a financial platform for local businesses across Europe. We’re looking for a Data Scientist to join the Credit & Analytics team and help build models that underpin our lending products. You will work across the model lifecycle, from data exploration and feature development through to deployment and performance monitoring.

What You Will Do

You will build and test components of credit risk and pricing models, explore internal and external data sources, clean and prepare real-world datasets, and engineer features that could improve our models. You will also carry out analysis of merchant behaviour, repayment performance and product performance to answer well-defined business questions.

Why It Might Be a Fit

This is an excellent opportunity for someone at the start of their data science career, with a strong quantitative background and a genuine interest in credit and lending, who wants to learn fast in a high-growth fintech.

Requirements

• 0–2 years’ experience in data science, quantitative analysis or a related field.
• Degree in a quantitative field such as Mathematics, Statistics, Physics, Engineering, Computer Science or a related discipline.
• Solid grounding in statistics and an understanding of core machine learning techniques.
• Working knowledge of Python and SQL, with experience handling and analysing real-world datasets.
• Ability to explain analytical work clearly to both technical and non-technical stakeholders.
• Curious, pragmatic and commercially minded, with a desire to understand how models drive business outcomes.
• Eagerness to learn, take on feedback and grow within a collaborative team.
• Exposure to credit risk modelling or financial services is a plus.

Benefits

• Flexible working hours
• Physical and mental health support through our partnership with WellHub
• Extended and improved maternity and paternity leave choices
• Cycle-to-Work Scheme
• Health and Life Insurance
• Pension Scheme
• 25 days of Annual Leave (plus Bank Holidays)
• Office snacks every day
• Friendly, comfortable, and informal office environment in Central London