Deposit Pricing & Competitive Intelligence Analyst

Role Overview

Vanguard’s Personal Wealth division is transforming how investors access personalized financial advice. The Cash & Savings team supports Vanguard’s cash management ecosystem, including Cash Plus and Vanguard Cash Deposit. The team evaluates market conditions, competitive rates, client behavior, portfolio performance, and financial outcomes to inform pricing and product decisions.

What You Will Do

Conduct strategic analysis, develop insights, and recommend actions that balance client value, growth, profitability, capacity, and risk. Analyze complex data, monitor competitive and economic developments, and translate findings into clear recommendations for leaders and governance forums.

Why It Might Be a Fit

Success in this role requires intellectual curiosity, strong analytical judgment, and the ability to distinguish operational issues from broader market or pricing effects.

Requirements

• Five years of related experience
• An undergraduate degree or an equivalent combination of training and experience
• Demonstrated ability to analyze complex data, identify business drivers, and translate findings into actionable recommendations
• Experience with forecasting, financial modeling, scenario analysis, pricing analysis, portfolio analytics, or comparable quantitative decision support
• Strong written and verbal communication skills, including the ability to create and present executive-ready insights and recommendations
• Demonstrated ability to take ownership, independently establish priorities, and work effectively through ambiguity and changing business needs
• Strong business judgment, attention to detail, and a risk-and-control mindset
• Ability to build effective relationships and collaborate across multiple teams and stakeholder groups

Benefits

• Dental insurance
• Vision insurance
• Health insurance
• 401(k) or pension plan
• Paid holidays
• Paid time off (vacation, sick leave)
• Life insurance
• Disability insurance