Data Scientist, Credit Risk

Remote Full TimeCanada (Remote)KOHO

We’re looking for a Data Scientist to help us take our data operations to the next level and build a world-class financial product. We’re a performance organization with a strong heart, prioritizing work-life integration and autonomy.

Requirements

  • 5+ years of experience in predictive modelling with demonstrated collaboration across data science, engineering, and product teams
  • Proven experience developing credit risk models (PD, EAD, LGD) for consumer lending products
  • Expert proficiency in Python and SQL with hands-on experience in feature engineering, model development, validation, and performance analysis
  • Strong knowledge of statistical modelling techniques, machine learning algorithms, and model deployment in production environments
  • Experience with MLOps platforms (Sagemaker)
  • Track record of measuring and optimizing business outcomes of machine learning models in live production systems
  • Excellent written and verbal communication skills with ability to present complex technical concepts to non-technical stakeholders
  • Experience with regulatory frameworks and model risk management practices in financial services
  • Bachelor’s or Master’s degree in Statistics, Mathematics, Economics, Computer Science, or related quantitative field
  • Passion for applying data science to improve financial products and enhance customer financial outcomes

Benefits

  • Competitive compensation
  • Equity
  • Generous vacation
  • Wellness days
  • Flex Days
  • Holiday closure
  • Comprehensive health benefits
  • Parental top-up & leave policies
  • Access to coaching & growth programs
  • Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

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