Role Overview
The Chief Risk Officer (CRO) – Retail Banking is responsible for establishing and leading the enterprise-wide risk management framework for the retail banking business. The CRO oversees credit, operational, market, liquidity, compliance, fraud, cyber, conduct, and reputational risks while ensuring alignment with the bank’s strategic objectives, regulatory requirements, and risk appetite.
What You Will Do
Develop and maintain the retail banking risk management framework, oversee retail credit portfolios, develop frameworks to identify and manage operational risks, ensure compliance with banking regulations and consumer protection laws, and oversee fraud prevention, detection, and investigation programs.
Why It Might Be a Fit
The ideal candidate will have 15+ years of progressive banking and risk management experience, extensive experience within retail banking risk management, and proven leadership experience overseeing enterprise risk functions.
Requirements
- Bachelor’s degree in Finance, Economics, Accounting, Business Administration, Risk Management, Mathematics, or a related discipline
- Master’s degree (MBA, Finance, Economics, Risk Management, or related field) preferred
- Financial Risk Manager (FRM) certification preferred
- Professional Risk Manager (PRM) certification preferred
- Chartered Financial Analyst (CFA) certification preferred
- Certified Anti-Money Laundering Specialist (CAMS) certification preferred
- 15+ years of progressive banking and risk management experience
- Extensive experience within retail banking risk management
- Proven leadership experience overseeing enterprise risk functions
- Experience interacting with regulators, boards, and executive committees
- Strong understanding of consumer lending, deposits, payments, and digital banking
- Experience leading large, multidisciplinary risk teams
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