Join us during this transformative time and be part of shaping the future of banking! As an Inside Sales Mortgage Loan Officer, you will review and originate mortgage loan applications, solicit new residential mortgage loans, and meet established loan quality and production goals.
Requirements
- Reviews and originates mortgage loan applications via all channels; online, phone, in person.
- Supports inquires and loan applications from our retail branches.
- Responds to borrower inquiries and referrals.
- Obtains required documentation from prospective borrowers to analyze applicant income, credit, assets & property.
- Interviews prospective borrowers to understand their goals and align that with the best loan products to fit their needs.
- Educates borrowers on the loan products, process, and what to expect.
- Works with processing team to ensure that all required file documentation is complete and accurate.
- Utilizes automated underwriting system (DU) as an underwriting tool to interpret and ensure loan files meet investor and Wings Financial lending requirements.
- Responsible to know and understand all state specific lending requirements for those states that Wings Financial offers financing. Including attorney requirements and community property laws.
- Skilled knowledge of products, policies, procedures & secondary market, and credit union guidelines.
- Effectively communicates and coordinates with member, realtor, underwriter, processor and closer to ensure closing dates are met.
- Engages in educational opportunities, reading professional publications and maintaining personal networks.
- Meets or exceeds by achieving related individual/department/corporate goals.
- Adheres to QC standards identified within the performance plan.
- Ensures exceptional customer service by having a thorough knowledge of lending programs, policies, procedures along with investor and regulatory requirements.
- Supports night, weekend & holiday coverage as needed.
- Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Benefits
- Generous 401(k) match
- 401k Discretionary Profit Sharing
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short Term and Long Term Disability
- Health Savings Account with company contribution
- Employee Assistance Program
- Paid Vacation
- Sick Leave
- Floating Holidays
- Volunteer Time Off
- Paid Holidays
- Tuition Reimbursement
- Paid Parental Leave
To apply for this job please visit jobs.smartrecruiters.com.
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